A moderate strategy would be additional suitable if you don't brain some volatility. However you'd devote conservatively in case you'd rather limit your publicity to cash losses. What if you don't rebalance? The hypothetical portfolio displays what would have happened should you didn’t rebalance a portfolio from 2000 to 2020: https://precious-metal-investment53051.techionblog.com/38533027/5-tips-about-long-term-wealth-protection-you-can-use-today