The IRMAA brackets 2026 determine how your income affects Medicare premiums. Federal Pension Advisors provide clear insights into these updates, helping federal retirees plan ahead and reduce potential surcharges. Stay informed about how IRMAA impacts your retirement income and make smarter financial decisions with expert, humanized guidance. https://www.federalpensionadvisors.com/post/2026-irmaa-brackets-medicare-irmaa-in-2026-and-surcharge